Make it easy with your company's money
Pay to vendors and employees, receive payments from your customers with zero or minimum cost
Start your business with Payman!
Discover the Variable Capital Company (VCC) - the newest and most flexible legal entity for modern startups

Why choose VCC?
- Minimal initial capital of 2 BGN
- Flexible share distribution (from 0.01 BGN)
- Quick bank account opening
- Simplified administrative procedures
Our online solution includes:
- Complete VCC registration
- Express bank account opening
- Professional guidance throughout the process
Who is eligible?
- For European citizens
- Up to 50 employees
- Annual turnover up to 4M BGN
- Assets up to 4M BGN
Start now with a free consultation and launch your business entirely online - from anywhere, anytime.
Embedded Banking
You could use our EMI license to provide payment instruments deeply in your products and customer journeys
Accounts
- Just assign one IBAN per customer and use it as an identifier when sending & receiving payments
- Unlimited BGN & EUR accounts for the company's business

Payments
- P2P instant transfers
- BGN bank transfers (inc. Instant transfer Blink)
- SEPA transfers (coming in Q1 2024)

Cards
Physical & Virtual Cards can be used anywhere online and can be added to a digital wallet for in-store payments via Apple Pay or Google Pay.

Industries we serve


Advanced Customer Service
We go the extra mile to ensure your satisfaction and provide solutions beyond expectations.

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