Complete business banking built for your growth.

Get instant virtual cards, send mass payouts in seconds, and run your business on a platform built for effortless payments.

See How It Works

Licensed electronic money institution, supervised by the Bulgarian National Bank

Why choose Payman?

The banking features your customers need, right where they need them.

Business Cards on Demand

Create business debit cards for your team in a single click. Issue instant virtual cards with built-in limit controls.

Stack of Payman virtual business debit cards

Digital Account in 48 Hours

100% digital setup in minutes. Fully approved and active.

1-Click Mass Payments

Process global transfers simultaneously.

Send up to 250 global transfers

Flexible Team Roles

Give your team access while keeping control in your hands.

ARDSBB+3

Money Transfer in Seconds

Transfers that land the exact moment you hit send. Anywhere, anytime.

250 €

Embedded Banking Services in Industries

High-volume? Highly regulated? Every industry gets told “no” by banks for different reasons. We’ve built various customized payment solutions for the fast-moving sectors.

Accounting

Clean exports, clear statements, and automated reconciliation for your finance team.

Crypto

Friendly fiat-to-crypto rails that don’t freeze your account for doing business.

Fast Lenders

Disburse approved loans instantly and collect repayments without any obstacles.

iGaming & Casino

High-speed payouts and secure deposits to keep your players engaged.

Tech Prop

Collect rent, hold deposits, pay owners and contractors in one run.

Trading

Move high-volume capital with the speed the markets demand.

The payment infrastructure your business deserves

One API call gives each customer a virtual IBAN. Every deposit after that is detected, credited and reconciled in under two seconds.

Explore InstaPay

Powering the fastest-growing companies in Europe.

Finance teams who moved their day-to-day banking to Payman.

We run supplier payouts every Friday. What used to be a full day of banking is now one batch upload and a coffee.

IM

Ivo Marinov

CFO, Northline Logistics

Three IBANs, one dashboard, and reconciliation that actually matches our ledger without a spreadsheet in between.

ED

Elena Draganova

Head of Finance, Kanto Retail Group

The account was open the next morning. Our previous bank had us waiting six weeks for the same thing.

MS

Marek Sobol

COO, Vessel Freight

Team roles mean I approve, my analysts prepare. No shared logins, no arguments during audit.

SK

Sanna Koivisto

Group Controller, Aurea Brands

Trusted partners

  • Noto
  • iDenfy
  • Borika
  • MasterCard

Frequently Asked Questions.

Still unsure about something? Our support team replies in minutes, in Bulgarian or English.

Online, in four steps. You fill in a short application, upload your company documents, verify your identity with a phone camera, and answer a few questions about what your business actually does. We review everything and get most businesses live within 48 hours. No branch visit at any point.

Ready to Get Started?

Talk to our team and see how we can support your business.