We light the way to business banking
Open your business account entirely online - no branch visits, no paperwork, no hidden fees. Pay salaries and suppliers in one click, and give your team the access they need.
Everything your new business needs. In one web app.
From company registration to your first clients’ transactions - all online, all in one place. Follow it top to bottom: every step takes minutes, not weeks.
Not a legal entity yet? Launch your company fast and stress-free. We take care of the entire registration process digitally for a small fee.
A business card in seconds, not weeks.
No more chasing paper receipts at the end of every month.
Issue cards instantly
Create physical and virtual Mastercard business cards for your team in a few clicks.
Set controls per card
Configure spending limits and usage controls based on role and budget.
Track every expense in real time
See card activity as it happens and stay in control without manual reconciliations.
Start your business with Payman!
From standard legal entities (EOOD, OOD, AD) to the newest most flexible structure for modern startups - VCC (Variable Capital Company) - we handle your entire company registration 100% online.
What our clients say about us
Founders who have already built their business with Payman.
Payman gives us complete control over our company operations from a single dashboard. Finally, our banking runs at the speed of our business.
Viktor Metodiev
CEO, fitness studio
Paying 200 salaries in a single click saved our finance team hours of manual data entry every month. Best of all, there are zero surprise fees hiding in our statements.
Antonia S.
Managing director, logistics
We registered our company directly from our office - no physical branches, no endless lawyer calls. Payman handled the entire process digitally, letting us launch two weeks ahead of schedule.
Alex Kostov
Founder & CEO, media company
Payman took us from registering our OOD to issuing our first client invoice in under five days. It completely wiped away the administrative burden that usually comes with starting a company.
Konstantin Dimitrov
Co-founder, SaaS company
Issuing virtual Mastercards with custom monthly limits to our remote teams took two taps on my phone.
Yoana Todorova
Head of operations, e-commerce brand
Choosing Payman was the best operational decision we have made all year. Having our company registration, daily expense tracking and team cards in one clean app saved us from endless branch visits.
Martin Angelov
Co-founder, startup
We registered our Variable Capital Company through Payman and went from an idea to investor funding in less than a month. Having embedded banking, team cards and daily operations in one platform saved us hours.
Stefan Popov
Co-founder, solar company
Payman vs. traditional banking
We built Payman because we believe opening a business account shouldn't take weeks.
Traditional bank
Branch visits and weeks of waiting
Entirely online, ready within 48 hours
Traditional bank
Stacks of printed forms
Just your ID card and a few clicks
Traditional bank
Fine print and monthly surprises
Clear pricing, no hidden fees
Frequently asked questions
Can't find the answer you're looking for? Get in touch with our
Yes. Identification is fully biometric and happens through your phone - you only need your ID card.
Your business deserves modern banking.
Join hundreds of new businesses in Bulgaria that manage their finances with ease.