Enterprise Embedded Banking API & BaaS Platform
Built for platforms processing high-velocity transaction volumes. Integrate programmable payments, white-label digital wallets, and embedded compliance, directly into your core product architecture.
White-Label Digital Wallet Infrastructure
Payman delivers the underlying BaaS platform, real-time ledgering, and regulatory coverage (AML/KYC), enabling your team to deploy wallet architectures in weeks.
import { Payman } from "@payman/sdk";const payman = new Payman({ apiKey: process.env.PAYMAN_KEY });// Create a wallet for your userconst wallet = await payman.wallets.create({ userId: "u_42", currency: "EUR",});// Issue a virtual cardconst card = await payman.cards.issue({ walletId: wallet.id });// Render it in your productrender(<Wallet wallet={wallet} card={card} />);Sector-Specific Embedded Banking Infrastructure
Scale your high-volume, regulated business with compliant Banking-as-a-Service infrastructure and payment APIs, built for sectors traditional banks reject.
Accounting
Clean exports, definitive statements, and automated reconciliation for your team.
Fast Lenders
Disburse approved loans in real-time and automate repayment collection via direct debit APIs.
Tech Prop
Automated rent collection, multi-party ledger routing, and contractor payouts.
Trading
Execute high-volume capital transfers with reliability. Deposits post instantly, so capital never waits.
Frequently asked questions
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Ready to Build Banking Into Your Product?
Tell us about your platform and volumes. Our team will map your integration and help you launch wallets, payments and compliance in weeks, not quarters.