The payment infrastructure your business deserves
InstaPay settles every deposit from bank to balance in real time - no batches, no delays, no manual work.
A payment infrastructure
ready to handle thousands of transactions
With automatic detection, reconciliation, and built-in compliance, InstaPay eliminates manual steps to ensure maximum speed and complete accuracy.
Transfer initiated from customer bank
Instant Bank Transfers to Account Balances
The customer initiates the transfer.
They transfer money directly from their own online banking.
A unique IBAN identifies them.
Every customer gets their own virtual IBAN, mapped to their Customer ID.
InstaPay detects the funds
The moment money lands, a webhook fires to your platform.
Auto-Reconciled Balances
The balance is credited immediately.
One A2A core. Every industry.
No matter how your business makes money, we make sure it moves faster. We built InstaPay to serve any sector that relies on speed, accuracy, and scale.
Integrate Once. Run Forever.
Forget messy documentation and long implementations. You need a solution that snaps into your cashier or back office.
Unified REST API: one integration covers deposits, payouts, and everything between.
Real Time Webhooks: deposit and payout status updates the moment they happen.
Direct Integration: Connects straight into your existing cashier or back office operations.
Comprehensive Security: encrypted transmission and strong authentication on every call.
Compliance Ready: AML and integrity controls are embedded in the architecture, not bolted on after.
Reporting Dashboard: real time visibility for finance, risk, and operations, all in one place.
Payments that don't keep your business waiting
We know the risks and the hurdles, which is why InstaPay stands on two massive value pillars:
Compliance Doesn't Slow You Down
Compliance controls run inside the infrastructure itself, so your team never has to choose between moving fast and staying covered.
Always Informed
No guessing, no chasing a status update, no blind spots between a payment starting and a payment landing.
Frequently Asked Questions
Can't find the answer you're looking for? Reach out to our
Yes. Instant deposits work with any bank across the EEA, not a limited list of partner banks.
Stop Managing Payments Manually. Start Automating Them.
InstaPay removes the manual steps between your customer and their money. Instant detection, automatic reconciliation, and compliance that keeps up with you.